Welcome to my Webpage!

PhD Candidate at Ohio State University

Greetings from Alexander J. Ryan!

On the Job Market

I am a PhD candidate in Applied Economics at Ohio State University.

My research is at the intersection of regional, financial, real estate, and climate change economics. My ongoing projects use empirical and structural approaches at the frontier of staggered difference-in-differences and Spatial Equilibrium modeling.

For those interested in connecting, I will be attending the 2026 AAEA conference in Kansas City and am open to meeting.

Augmenting my academic research, I am a frequent panelist, coauthor, and consultant for the American Bankers Association's Office of the Chief Economist on the residential housing market, insights from the Home Mortgage Disclosure Act releases, and climate-related financial risks.

I graduated from John Carroll University in January 2019 with dual majors in economics and finance. Before joining OSU, I interned at the Federal Reserve Bank of Cleveland and spent 3 years as a senior associate on KPMG Chicago's Economic & Valuation Services team.

When I am away from the office, I enjoy visiting the Columbus Park of Roses, listening to records, playing disc golf or volleyball, writing about my hometown, and binging Balatro.

Working Papers

Job Market Paper: The Role of Access to Community Bank Capital in Place-Based Policies (draft available upon request)

To assist policymakers and economic developers in measuring the effectiveness of using firm-specific incentives to attract large manufacturing investments and catalyze broader economic development, I study the role of access to community bank capital in catalyzing spillovers from large manufacturing plants to small business development. I construct a novel dataset of large manufacturing plant openings between 2010 and 2018 and estimate the impact of these openings on small business lending, creation, and expansion in the local economy, using difference-in-differences designs with multiple control groups. The results suggest that community banks drive post-opening increases in small business lending, which translates to higher growth rates in small business creation and expansion. Small businesses in complementary industries experience the largest growth, while small businesses that may compete for labor and other resources do not. Using a calibrated Quantitiatve Spatial Equilibrium Model, the availability of local community bank credit contributes as much as 25\% of the post-MDP growth in small business establishments. These findings will inform policymakers evaluating which places will benefit from place-based policies and financial regulators monitoring the consolidation of the banking industry.

Financial Risks in Flooding: Bank Response to Climate-Induced Natural Disasters

Fall 2026

Agricultural Management Practices and Water Pollution: An Application to the Maumee River Watershed (with Dr. Yongyang Cai)

Winter 2026

Education

Ohio State University (Columbus, OH)

M.S.: Applied Economics

August 2022 - May 2024

John Carroll University (Cleveland, OH)

Majors: Economics and Finance

August 2015 - Decemver 2018

Overall GPA: 3.85 | Major GPAs (Economics & Finance): 3.85

Member of JCU Honors Program

Dean's list all 7 semesters

Recipient of the Economic Department’s Omicron Delta Epsilon Award, which is awarded to the top student in the junior class

Invited to join the Jesuit Honor Society (Alpha Sigma Nu) and the Business Honor Society (Beta Gamma Sigma)

Certifications

Certified Business Economist®

National Association for Business Economists

January 2020

Technical Skills

Econometrics

Python, R, STATA

Structural Modeling

MATLAB, Julia, GAMS

Data Analysis

Python, R, MS Office Suite,Alteryx

Volunteer Activity

Late Night Scholarships Inc.

Founder and Trustee

February 2020 - present

Founded the 501(c)(3) nonprofit corporation to offer scholarships for high achieving students in Northeast Ohio and coordinate an alumni network/mentoring program for student applicants.

Designed the unique online scholarship web-based application and manages fundraising campaigns that collect over $1,500 in annual donations for the organization's scholarship award.

Organizes the selection of three annual scholarship recipients by coordinating with 35+ donors to select the top applicants.

Massillon Girls Flag Football Booster Club

Treasurer

February 2025 - present

Treasurer for the inaugural season of the Massillon High School girl's flag football team.

Fayetteville Mafia Press

Financial Analyst

February 2020 - present

Assists Fayetteville Mafia Press, a small publishing company, with preparing monthly financial reports. I have automated most of this process by designing a program that performs financial analysis on monthly reports generated by FMP's distributor.

Discusses pricing strategies and marketing campaigns with the FMP founders/executives.